Housing plan · Pay by instalments
Your own home, paid month by month.
You do not need a large deposit or a credit history. You pay each month, you move in early, and at the end the title deed is in your name.
- No credit history needed
- No large deposit
- Move in early
- Title deed at the end
The idea
Many families can pay every month. What they cannot do is save a large deposit first, or show a credit history. Our housing plan does not ask for either.
We look at what your family earns and at your commitment to pay each month. That is what we assess.
You move into the home early, while you are still paying. When the plan is paid, the title deed is transferred to you.
See how it worksHow it works
Four steps to a door of your own.
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01 of 04
Apply
Tell us about your family, your work and what you can pay each month. We look at your income and your commitment. You do not need a credit history.
The house gets its walls.
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02 of 04
Choose a plan
We show you the plans. You choose the one that fits what your family earns. You do not need a large deposit to start.
The house gets its roof.
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03 of 04
Pay monthly and move in
You pay every month. You move in early, while you are still paying, so your family lives in the home sooner.
The house gets its door.
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04 of 04
Title deed in your name
When the plan is paid, the title deed is transferred to you. The home is yours.
And you hold the key.
Plan your payments
Work out a monthly amount.
Type the price of a home and choose how many years you want to pay. We divide it into equal months, so you can see if it fits your family.
Each month you would pay about
Type a home price to see the monthly amount.
- First payment
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- Paid month by month
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How much of the home you have paid for, year by year
This is only arithmetic to help you plan. Bona will confirm real prices and terms with you.
Who can apply
Families who can pay each month.
We look at your income
What matters is what your family earns and what you can pay each month.
We look at your commitment
We want to see that you are ready to pay every month until the plan is finished.
No credit history needed
You can apply even if you have never had a loan.
No large deposit
You do not have to save a big amount before you start.
What you get
A home, and the papers for it.
A home built with local materials
Bona makes bricks, concrete pillars and beams here in Rwanda.
You move in early
Your family lives in the home while you are still paying.
The title deed at the end
When the plan is paid, the title deed is transferred to your name.
Help after you move in
You can still come to us with questions once you live in the home.
Questions
Honest answers.
Some answers depend on the home and the plan you choose. Where that is true, we say so, and we explain it when we talk.
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No. We look at your income and your commitment to pay each month. You do not need a credit history.
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No. A large deposit is not needed. If you would like to make a first payment, tell us, and we will explain what it changes when we talk.
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Early. You move in while you are still paying. The exact time depends on your plan, and we will explain this when we talk.
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At the end. When the plan is paid, the title deed is transferred to your name.
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It depends on the home and the plan you choose. The calculator on this page only divides a price into months. We will confirm real prices and terms when we talk.
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We will explain this when we talk. Please ask us about every cost before you decide.
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We will explain this when we talk. It is an important question, so please ask it.
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We will explain this when we talk. Bona Solutions is based in Kigali.
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Send us a message from the contact page, or write to info@bonasolutions.rw. Tell us about your family and what you can pay each month.
Next step
Let us talk about your home.
Tell us about your family and what you can pay each month. We will explain the plans, the prices and the terms.